๐Ÿ”ด Where I Overspent

โœ‚๏ธ Where I Can Cut

๐Ÿ“ˆ Month-over-Month

๐Ÿ“‰ 6-Month Trends

๐Ÿ’ธ Interest Cost Tracker

๐ŸŽฏ Surplus โ†’ Debt Snowball

๐Ÿ’ผ Fixed Income / Salary

Enter combined monthly totals per pay source โ€” no individual dates needed.

Pay Source / Label Monthly Amount
Monthly Total $0.00

๐Ÿš— Gig Income

Platform Gross Tips Deductions Net vs Last Month
Total Gig Income $0.00 $0.00 $0.00 $0.00

๐Ÿ“ฅ Receivables โ€” Money Owed to You

๐Ÿ”’ Fixed Expenses

Categoryโ†• Budgetedโ†• Actual (Monthly)โ†• Variance Weekly Bi-Weekly Monthly
Total Fixed $0.00 $0.00

๐Ÿ“Š Variable Expenses

Categoryโ†• Budgetedโ†• Actualโ†• Variance % of Incomeโ†•
Total Variable $0.00 $0.00

๐Ÿ‘ฃ Dave Ramsey Baby Steps

๐Ÿ›ก Emergency Fund (Baby Step 1)

Current Balance
$0 / $1,000 goal
0% funded

โ„๏ธ Debt Snowball โ€” Baby Step 2

# Debt Original Balance Rate % Minimum Extra (this month) Payoff Date
Total $0 $0 $0 $0
Interest saved so far: $0
Debt-free date: โ€”
๐Ÿ‡ฎ๐Ÿ‡ณ ๐Ÿ‡จ๐Ÿ‡ฆ
INR โ†” CAD Exchange Rate
Not fetched yet
โ‚น INR โ†’ CAD $
โ€”
1 Indian Rupee in Canadian $
CAD $ โ†’ โ‚น INR
โ€”
1 Canadian Dollar in Rupees
โœ๏ธ Enter rate manually  (works offline & before deployment โ€” auto-fetch works on GitHub Pages)
$1 CAD = โ‚น INR
๐Ÿ’ก Google "1 CAD to INR" and paste the number here

๐Ÿฆ Investment Accounts

Account / Institutionโ†• Typeโ†• Balance โ‰ˆ CADโ†• Monthly Targetโ†• Contributed This Month YTD
Total (CAD) โ€” $0 $0 $0 $0

๐Ÿ›ก๏ธ Baby Step 3 โ€” Full Emergency Fund (3โ€“6 Months)

๐ŸŽฏ Target Allocation

๐Ÿ“Š 6-Month Contribution Trend

๐Ÿ“ Investment Notes

๐Ÿฆ Bank Accounts

Account Nameโ†• Bank / Institutionโ†• Typeโ†• Currencyโ†• Balanceโ†• โ‰ˆ CAD
Total (CAD) โ€” $0

๐Ÿ”„ Scheduled Auto Transfers

Transferโ†• Fromโ†• Toโ†• Amountโ†• Frequencyโ†• Trigger / Day This Month
Total Moved This Month $0

๐Ÿ“… Upcoming Expenses

Nameโ†• Est. Costโ†• Due Dateโ†• Categoryโ†• Priorityโ†• Statusโ†•

โญ Priority Purchases & Wishlist

Total: $0